Travel Skills in Europe with Rick Steves
It was a car driver dinged-up Smashed side mirror; significant dent in the rear bumper Passenger and no, it wasn t my fault at least, not quite Dublin rental agency never asked for damages when I returned the car, but I spent that agonizing night how the assurance that I bought and potential blow to my wallet Ten years later, I'm still half expecting a bill.
Said Paula Lyons This incident taught me a lesson always have full insurance when renting overseas, particularly in Europe, where your personal auto insurance is unlikely to be valid and deductibles are high, but the rental insurance in Europe is difficult There are different rules for different countries ,, who runs the website can be confusing.
For starters, most rental rates in Europe include liability insurance which covers damage to anything outside the car but not the vehicle itself so you need a lift CDW damage some companies include a CDW in the rental price, while others sell 15 30 a day it can also be offered by your credit card provider is included in the rental price or purchased separately, a CDW in Europe carries a deductible of about 1000 2000, even if the damage was not your fault and CDW na cover not your tires, windows, roof, undercarriage, or inside it does not include theft insurance also called loss, which costs 5 12 with extra day if your car is stolen and you do not have coverage you could be liable for the full value.
As if all that weren t quite confusing, there is something known as the great name CDW, also called extended, extra or excess CDW These reduce your franchise to almost zero for 20 30 extra per day Super hedging policy to review, for example, both nix openness and protection against loss relieves any financial responsibility in case of accident or theft, said John R Barrows, a spokesman for the company.
Finally, a car rental agent may suggest that you take out insurance against accidents Offer injury and death benefits for the driver and passengers can already be covered for by your credit or a travel insurance card.
You can buy all the above cover the car rental company, but it could run up to 80 per day with advance purchase, or even more if you buy it at the counter Otherwise, you can count on coverage offered by some credit cards, but beware that these policies come with restrictions.
Another option to get a CDW from a third party insurer; they often charge less Travel Guard rental companies, for one, offers a low deductible CDW 9 for one day, but it still can not cover theft and personal accident.
Like any insurance, it can be expensive, Lyon says is, until you need to use it, then you are very happy that you have it.
How to buy insurance CarRental Europe Travel Interests, insurance, europe, travel, credit card.