German - 5 sentences to know when buying a car
The car buying experience in Germany can be both exciting and intimidating it can be exciting because there are a very large number of manufacturers to choose from it can be difficult, since car prices tend to be higher and all should be treated in a strange language, but rest assured it is not really very different from buying a car at home and there are special programs designed with expatriates in mind.
New or used If you buy a new or used car depends on your situation How long will you be here How much money do you spend How many kilometers do you drive what kind of conduct you more than driving autobahn in the city.
The new cars There are many sources to help you decide what car you want to purchase, including, among others, TV ads, newspapers and auto magazines You can usually find someone in the showroom who speaks English and German generally prohibits trading freewheel law that is so common in other countries, in theory, what you see on the sticker is what you should have to pay for the car.
There are still some ways to get the price down dealers sometimes give discounts for cash payment Some dealers then immediately cancel its register cars for a day what turns on used cars, which gives flexibility in pricing There is also room for negotiation in the extras; sunroof, air conditioning, sound system and other accessories Another way to reduce the cost of a new car is to make sure that the dealer gives you a very good price for your trade.
If you do not pay money for a new car and not many people can not you pay for Many manufacturers offer internal funding programs, usually at an interest rate slightly better than a bank, but pays to check the possibilities of interest rates can better with the manufacturer, but the loan can be repaid in three years, and you probably can not wait for a car finance which is updated in any way based on price, financing may vary 24 to 60 months, the best interest rates are offered when a deposit of 20 percent is done.
Used cars can be a good value if you shop carefully if you buy a used car from a dealer you can normally expect some sort of guarantee According to the German lemon law, dealers must honor a warranty of one year for all used cars they sell they are responsible for defects that are present at the time of sale, but those that result from regular wear and tear or neglect defects are normally determined by a third party evaluator some banks and even some dealers can finance used cars, but it's not as easy as with new cars such factors as mileage, age and value are involved.
Good deals are available if you check into buying a Jahreswagen or a demonstration model Vorf hrwagen Employees automakers are allowed to buy discounted cars and can sell them after keeping them a year hence the term Jahreswagen Normally these cars are in very good condition and good value for money a Vorf hrwagen was generally displayed in the showroom and used for test drives is generally in good condition and low mileage.
If you are adventurous and want to buy a used car from a private owner, the newspapers are full of advertisements Key elements to look for in the ads are mileage, date of the next inspection date TV the first year Erstezulassung registration or EZ model, type of catalytic converter and the number of owners, it is wise to observe normal precautions when buying a private used car in general, however, the Germans take care their cars and you can find what you want for a good price, it is always good to get a contract when you buy a car, there are boilerplate contracts available.
When you buy a car from a dealer, whether new or used, you can expect help in the registration and insurance areas If you buy a car privately, you will do these things you -even you will need proof of insurance and proof of ownership of the car Kfz inform you will have to take these to serve local automotive Kfz Zulassungstelle and if everything is in order, you will be given your plates registration.
Buying a car is becoming more and more popular online - and easier Advantages of doing so are obvious You do not have to go to a dealer, the selection is vast and it is possible to search a car according to many different criteria the site offers users the online ability to search for cars in Germany in English.
Before a person can register a car in Germany, he or she must have proof of liability coverage for any damage or injury to another person, car or object collision or comprehensive insurance isn t required by law, most financing institutions purchasing a vehicle require This can increase the insurance bill considerably, and insurance are not cheap in Germany.
There are many factors in addition to the coverage affecting beginners insurance price drivers pay more than experienced drivers; those driving big, powerful cars pay more than smaller vehicles; those living in urban areas pay more than in rural areas, and those who were held responsible for accidents pay more than those who haven t.
If you have a good driving record in your home country, you can get credit for here get a letter from your insurance agent at home if the German officer said you can not get this credit to try another agent.
There is no obligation for a driver to have but liability insurance, but other types are available and sometimes advised It is full complete, covering all damages or injuries done to your own car , another car or person or object There are also partial coverage for fire, theft and other types of damage caused by burglary, broken glass, animals, etc., and policies covering death or disability of a passenger These policies often have deductibles, which means you have to swallow the cost up to a certain upper limit These are less expensive insurance.
Rental agencies and financial institutions to buy a car are often a kind of collision insurance status of the transaction.
Many insurance agents in Germany aim to get the expatriate through these complexities See our Data Base Resources Your agent will issue you free, an international green card as a document of proof of insurance you need to drive in other European countries .
Absch Tzung of Schadens assessment Beitrag damage bonus Kraftfahrzeug vehicle Kraftfahrzeug- versicherung car insurance Pflichtversicherung compulsory property insurance Reparaturkosten cost of repairing the damage Schaden damage Sachschaden Totalverlust total loss Unfallentsch the accident compensation Versicherungszertifikat global political insurance certificate of Vollkaskopolice.
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