Car insurance in Germany in 2015 by the insurance Canda
Auto insurance KFZ Versicherun g can vary from one company to another, but there are three basic auto insurance options.
MTPL Kraftfahrzeug-Haftpflicht-Versicherung.
To lower your premium, you need a letter from your previous insurer his list of prior claims or absence and or the driver's insurance rating insurance Without anything in writing, you will be considered a beginner beginner represent a higher risk to the insurance companies and are measured with 125 insurance rates depend on your car brand name, model, how many miles a year you drive, if you have a garage etc. Very important the history of your driving each year without accidents you get a discount if you were involved in an accident that was not your fault, it does not matter since you do not cause any cost for your insurance if you have an accident, your premium could be a little more expensive but not as expensive as beginner s After the so-called rate 100 starts good year without accident caused by you drop in this for cen t rating after one year, he was 85, after two years, you pay 70 for each good you drop next year by 5 until you reach the level of 30, WHIC h is the lowest Council Expat Before leave a country, always ask your car insurance for a certificate of your claim file may be required in the country where you move.
Automobile liability insurance Kraftfahrzeug-Haftpflicht-Versicherung.
Cars that can not be stored if you have purchased the required insurance costs to third mandatory coverage Kraftfahrzeug-Haftpflicht-Versicherung about 600 euros per year per vehicle, depending on the type of vehicle The minimum amount that you are legally obliged to be insured for is 2 to 5 million euros for personal injury or 7 5 million if several people are injured, half a million for property damage and fifty thousand euros for the financial loss.
Prior to registration of the car, request a Doppelkarte dual card and insurance application form from your insurance agent Doppelkarte The choice should be taken with you upon registration of the car after the car is registered, send the completed application form, a copy of the registration certificate Fahrzeugschein a letter from your previous insurer and a copy of your license to the officer they will send you drive a bill and a very long document describing the terms and conditions your insurance an important word to look in this document is the meaning Selbstbeteiligung excess, which is the amount you must pay yourself in the event of a claim before your insurance blow to cover the remaining costs.
A step up from Kraftfahrzeug-Haftpflicht-Versicherung is partial coverage Teilkasko Teilkasko covers damage to your car by fire, burning, theft, storm, hail and broken lightning glass and damage caused by collision red with game animals, black or ungulates is also covered, as is damage to cables or pipes caused by gremlins cute little small Marder called Teilkasko costs almost as much as Kraftfahrzeug-Haftpflicht-Versicherung.
The top insurance coverage, you can take out full insurance covers everything Vollkasko Vollkasko foregoing and damage to your vehicle in an accident or damage caused by third persons There are many additional facets to the full insurance, including.
Insurance of legal fees, legal advice and legal action.
Passenger accident insurance for passengers or health of the driver if the driver was negligent.
Theft of luggage provided that the luggage is stolen from inside the car.
All insurance can be nullified if you drive without a license, driving a vehicle roadworthy, driving while intoxicated, or intentionally cause damage You should also check whether your insurance covers you outside Germany.
Auto insurance Germany, Germany, insurance, damage to your vehicle.