Euronews U talk - Car insurance cover across European borders
Automobile insurance policies in the UK come with at least the minimum level of coverage required for the conduct of the European Union Some insurers automatically drop the coverage provided to third parties, while others maintain the level of protection UK You should check your policy before you take your car to Europe and increase the protection offered if necessary.
Drive your car in a country where you do not know the landscape, language and people could cause real problems if you encounter unexpected difficulties, as well as triggering significant financial costs.
This makes the essential insurance and the good news is that if you are assured of a policy issued in the UK, you will be automatically insured to drive elsewhere in the EU and some other European countries such as Norway and Swiss.
The not so good news is that if you obtained or third complete game first flight coverage in the UK, your policy may not provide coverage to a third when you are driving overseas territories.
Different insurers address the topic in different ways Some are automatically removed from the cover provided at a third, which means that you do to be insured for damages caused to others, including your passengers, not you or your car.
Other automatically maintain the level you got in the UK when driving on the continent and some will only do so if you specifically ask in advance and pay an additional premium.
If you'll be driving in Europe, check your car insurance before going precisely.
Confirm what level of the UK covers you already have in the UK full flight fire, one third, one third.
Check the level of coverage your policy provides regular on the continent as well as the UK, or just third.
Decide what level of coverage you want Remember, provides just one third the level of strict minimum legal protection, so that you can decide to spend it reasonably, if this kind of protection provided by your policy in Europe.
If you decide to upgrade, contact your insurance company or through their website or by phone and ask for advice.
Once you are satisfied with the level of coverage, ask your insurer if you have to take a green card with you! This is an internationally accepted evidence that insurance is in place in most countries, these cards are no longer needed, but you must take your insurance papers with you, including a line number of emergency claims so you can quickly contact your supplier.
Give seriously to buy European breakdown cover see below If you have already covered troubleshooting UK, check if it extends to Europe and, if not, how to extend it.
Shop for your European auto insurance coverage to make sure you get the best deal.
Most policies will impose a limit on how long you will be covered for driving abroad, which is usually 90 days Always make sure you read the fine print and check as this can vary between insurers If you plans to travel for an extended period of time, ask if you can have a European auto insurance.
If, on the other hand, you are only likely to be driving on the continent for a relatively short period, you may be able to get a short-term or temporary European auto insurance policy cover you This usually between one and 28 days, so if you take just a single short trip in the year, this could be a better option.
Another thing to check is that the countries you visit are covered by the terms of the policy seems simply means Europe Europe doesn t, but some policies will cover only the countries that are in the EU, for example .
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