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If you are stationed in Germany and plan to drive, you'll need car insurance before you can register your vehicle It is mandatory under German law, if you ship your car in the United States or to buy automotive abroad If you have car insurance at home, don t cancel before going to Germany if you intend to drive Talk with your agent about your options.
Although your National Insurance won t cover your vehicle in Germany, your current auto insurer could offer insurance abroad is probably the most practical and effective way to ensure a parked vehicle while the German representatives of your insurance company know the laws local insurance and can help you register your vehicle with the appropriate insurance so you can drive your arrival another obvious benefit - the policy will be written in English, so you won not need the services of a translator.
If you do not have at the national level car insurance or if your insurance doesn t offer coverage for military personnel stationed in Germany, you can work with specialized German insurers in providing insurance for Americans you can find these specialized insurers to your German military base, or contact them online these representatives speak English fluently and can adapt the policy to your specific needs.
Expect to pay more for your auto insurance while abroad The country requires higher minimums for liability insurance than the United States - up to four times what you pay at home if you are under 25, you will have to pay extra to cover liability under German law, disability payments and medical costs associated with road accidents are higher than stateside you will also pay the premiums in euros rather than dollars, so the exchange rate euro-dollar affects the cost.
You can save money if you have a good long-term driving record to protect yourself to some extent shock German insurance sticker, ask your US insurance company to provide a letter stating that you did 'have not been involved in any accident If you have had a license for less than 10 years, such a letter might not affect the German insurance rates, but you can get a discount if you have a good record of driving for ten years or more.
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