Health Insurance in Germany
The life insurance companies in Germany, the largest life insurance companies in Germany are as follows.
Allianz Leben Insurance Aachenmunchener Leb Insurance TD Insurance Victoria Herold Leben Leben Leben Debeka Insurance Insurance AXA Leben Insurance Companies Non-life insurance in Germany's largest non-life insurance companies in Germany are as follows.
About Allianz AXA Assurance Towards Insurance R V Allgemeine Towards Towards Zurich Insurance AG Insurance Insurance Victoria Towards Towards Württ Sach LVM Insurance.
Health insurance in Germany insurance guarantees Medicare you and your family in case of illness.
It pays for necessary medical care The only exceptions are benefits you claim after an occupational accident or an occupational disease In these cases you are covered by the compulsory accident insurance.
It pays sickness benefit if your employer does not continue to pay your salary while you are unable to work.
Until the end of 1995, health insurance you count on in your profession or who you worked for as of 1 January 1996, everyone in a local, company, corporation or other compulsory health insurance fund is free to choose which fund they wish to be provided by the company funds and the guild can only be selected if they have changed their statutes to accept foreign special conditions for entry into some health insurance funds mandatory as minors KNAPPSCHAFT social security Fund or the insurance fund maritime disease See-Krankenkasse It often pays to compare their rates.
German insurance There are many types of insurance available in Germany, ranging from the importance Some, like Medicare, will usually be arranged by your employer private health insurance and public health insurance See main article insurance European health insurance card EHIC European health insurance card is replacing the E111 form and provides citizens of the European Union for emergency treatment in other EU countries, you must apply for the card your country, and should take it with you when traveling abroad EHIC is valid only for medical reasons treatment is necessary during short trips abroad in your country it n is not valid for an extended stay in a foreign country If you have a public or private health insurance in Germany, your card doubles regular Medicare usually dealt nt your EHIC card, although with private insurance coverage in Europe excluding Germany depends on your price Contact your health care provider if in doubt.
See also the information of the British Ministry of employers insurance dental health sometimes offer a dental plan in the company's scope of employee benefits must pay part of the dental bill, but the amount may be reduced at times to 80 if you can provide proof of 10 years of continuous visits to the dentist Note the word continues Skip a year and you could lose on reducing insurance companies can be really picky.
See the discussion forum discussion about the dental insurance and liability insurance 10 years of rule in this German is called Privathaftpflichtversicherung is insurance in case you hit someone, for example all your bike or hitting someone in stairs to have such insurance is not a legal requirement in Germany, but most Germans do have it and it is highly recommended for expatriates as well, especially since it can cost as little as 40 per year.
See the related discussion forum discussions Liability Insurance Legal Insurance Legal Insurance will cover your legal fees in many situations, whether you are a defendant or plaintiff in a case of legal situations that insurance would normally cover the costs to include disputes between owners and tenants, problems with companies that fail to deliver expected service, accident in which you or part incurred costs.
See the discussion of legal insurance discussion board - is it worth the money Household insurance against fire, floods, etc. Is normally the responsibility of the property owner and not the tenant This type of insurance is called Hausratversicherung household and you must make in general a value of 650 per square meter This insurance does not cover you for damage you cause to your neighboring property, owners should therefore have liability insurance Haftpflichtversicherung, see above and Hausratversicherung Expect to pay 150-200 per year for tenants can take Contents insurance to cover their effects in case of fire, theft, etc.
See the discussion associated dwelling insurance discussion forum, recommended agents and life insurance companies as in any other country, life insurance is particularly important if you have a family There are two types - Insurance Insurance Risikolebensversicherung risk life and the life of capital Kapitallebensversicherung the first is a simple insurance against risk, it combines this with a capital savings plan, which is paid to the policyholder on a given date, usually age legal retirement.
See search results for travel life insurance Your health insurance provider will usually cover you for any medical treatment you might need abroad, but you should always confirm with your provider before traveling, especially if you travel in North America, where different arrangements often apply an insurance cover for delayed flights, lost luggage, theft, etc. Should be taken separately.
See discussion travel insurance recommendations discussion forum auto insurance Auto insurance generally provides the car rather than the owner, which means that anyone with a valid driving license can legally drive the car, provided they meet other relevant criteria, such as age as the case everywhere else, prices vary considerably depending on the type of car, the driver's age and place of residence, among other considerations.
See the cat see search results on the forum for car insurance bike insurance Bicycles are normally covered by insurance household above, but there may be some exclusions or extra for particularly expensive bikes Show discussion about this forum bike insurance against theft, etc. General advice providers and recommended pet insurance It is also possible to buy insurance for your pet, to cover medical and other expenses See the discussion about this forum discussion insurance pet health insurance obligations for freelancers are not obligated to pay a sort of insurance - not even the freelancers health insurance must pay income tax and the solidarity of value added, but not the course insurance, most freelancers have coverage of health insurance, and other insurance depending on a kind of self-employment, legal insurance can be particularly valuable German words for Medicare insurance - health insurance Pflegeversicherung - Nursing assured nce usually comes with health insurance Rentenversicherung - Pension Insurance Plan, see pensions Germany Arbeitslosenversicherung - unemployment insurance Privathaftpflichtversicherung - liability insurance Rechtschutzversicherung - legal insurance Vorversicherungsnachweis - a certificate that you are assured Krankenkasse - a health insurance company Gesetzliche Krankenversicherung - legally required health insurance insurance companies There are many companies larger companies include insurance.
AOK - Allgemeine Orts Krankenkasse ADAC - Automobile Deutschland, they offer too VRE insurance - as SDK - SD Krankenkasse Huk Coburg - often a good value Announced Toytown insurance agents Germany has agreements with three insurance agents in Germany All are able to offer advice on many different types of insurance from many different insurance companies, they speak good English and are familiar with the problems often encountered by foreigners in Germany.
Derek Loehr at Optimum Capital - Advice on insurance, investment and pension Martin Brown First Financial to International Direct Mike Woodiwiss Spectrum Patrick Ott to C R Holger Kretzschmar to Kretzschmar insurance.
Insurance in Germany, insurance, germany, discussion board discussion discussion board related.