Health in Germany
The German health system has some important things to consider first, it is mandatory to be insured at the time of life, work or study in Germany, except for certain work groups or the population Secondly, the German system is a double supposedly containing a mandatory insurance system and private insurance both insurance types have their advantages and disadvantages and there are rules that people can take one or the other insurance.
Insurance in Germany and especially one that is mandatory is based on a concept of a welfare state This concept says that all Germans pay money into the system those who become ill or have an accident receive money from system for healing not everyone gets all the money he paid If you do you can not get to get sick of the insurance money, but the system says that everyone has to pay for those who need help.
Most people in Germany were compulsory insurance The money you have to pay for this is included in the financial income of the person more you earn, the more you will pay for insurance who earn less or not lucky enough to be assured for small quantities.
It is different with private insurance for this insurance that you pay an amount based on your age and health If you pay more you get older and also if you have been sick before the working groups such as civil servants, workers freelancers and people who earn more than 52,200 euros per year for a longer period are insured in private insurance.
Although the German health system is among the best in the world, we should think about certain things when choosing insurance or change supplier.
We can save money by comparing the various providers and their price Not every provider offers good conditions and good price it may be useful to obtain as much information as possible and compare offers.
It is not always the best way to choose the cheapest provider Just look at the price can lead to problems when you need the help of insurance Some cheap deals do not cover all kinds of help or you have to pay much for yourself better look closely and pay a small amount more than having huge depths later.
A good cost-benefit, good customer service, the ability to be insured abroad and special offers are criteria for a good insurance provider.
When friends or family suggest you get some confidence, it is important to look at, if they have the same conditions Otherwise, the insurance may not be as good for you as for them.
If to choose between private and compulsory insurance there are more questions to answer What is the price of private insurance Do you want to have private insurance full service or just some parts, etc.
Children and adolescents education, and the student can be assured with their parents, as long as they do not earn more than 400 euros per month This can be a cheaper alternative for families.
The subject insurance and health insurance is very important not only because it is mandatory in Germany, but also for your own safety, always be assured globally.
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