Do you know what is CLUE?
A national database of auto insurance was created to help the application of the law to determine which auto insurance and who doesn t.
Breaking the law never pays, and driving without car insurance could mean heavy fines and possibly jail.
Most states require to carry coverage for uninsured drivers and underinsured drivers, in addition to the minimum requirements for liability.
All drivers and their insurance coverage are entered into a national database, so if you do not have proper insurance, you can be caught, and the consequences can be severe.
Just because a law exists does not mean everyone follows However, the technology makes it much easier to take action against lawbreakers.
The state is mainly you have adequate liability insurance This basically means if you are responsible for injuring another party or damaging someone else's property, you have insurance to help pay the associated costs.
Responsibility for automobile insurance needs varies by state and is generally higher minimum coverage limits are recommended for your own financial protection.
Many states also require you to carry uninsured motorist coverage and underinsured that is equivalent to the minimum requirements for liability.
Is to help fight against the financial costs if you are hit by someone who does not buy extra coverage or no insurance at all.
Getting Entered the National Motor Insurance Database.
When buying car insurance, you should not register your purchase with the state.
However, all insurance companies to enter auto insurance data in the national database This makes it easy to cross reference that car insurance and that doesn t, making it even easier for officials the application of the law to find lawbreakers.
Some drivers are more closely monitored for car insurance if you have excessive moving violations or charged with an impaired driving, you will most likely not be allowed to drive without a form of SR22 insurance.
In order to get your license reinstated, you must purchase auto insurance from a car insurance company that deals SR22.
Once you buy your auto insurance from an authorized agent, the auto insurance company will send your SR22 form to the state DMV and enter your information in the database.
Once the state receives proof that you have the appropriate coverage, your license will be reinstated.
If your insurance is canceled for any reason, as the default, the auto insurance company immediately report to the national database and the state, and your license will be revoked.
If you cancel the insurance company you SR22, car insurance also report that the relevant officials, and your license will be revoked.
The only way around this is to get the SR22 type of coverage with another insurance company and submitted before you cancel your current policy.
If you are in a car accident or you are arrested for an offense in motion, one of the elements of a police officer will ask you for proof of insurance if you do not, you can be in serious trouble .
Each state has its own laws on how much car insurance, you are obliged to buy and what will happen to you if you do not respect these laws.
In general, if you drive without car insurance, you can be subject to significant fines and your driving privileges can be suspended up to a year.
You may also be sentenced to jail or perform a certain number of hours of community service.
The impact of being involved in a car without insurance car accident can be even worse if you are responsible for the accident and someone is injured, you will be responsible for all medical expenses and damage to their vehicle off of your own pocket.
Any damage caused by you is your responsibility to knock This includes the closing or someone running into a mailbox If you do have liability insurance for your car, you will pay for all repairs and replacements.
Driving without insurance is not worth the risk or cost the national database of auto insurance, it is easy to track down the lawbreakers.
Is it a national database exists to track the car insurance, Indeed, the national database exists.